Wore this on a windy 45-degree morning and the lined body kept me warm without the bulk of a real jacket. The concealed zip pocket is deep enough for my phone and keys, and the slash pockets are actually usable with gloves on.
I've been reaching for this pullover almost every morning since it arrived. The hidden zip pocket is perfect for my keys and phone, and the lined body keeps me warm without feeling bulky. The eyelets actually seem to help on longer walks too.